Alright, I know Axel already said this reason, but this is the biggest point that I see that you interpret the rules wrong and that is the fact that when the rules say "You must leave your physical body in order to travel to the past" this is more saying that you become a heartless and then you are able to travel back in time and not that you take your mind and heart out and put it into your past self, you just travel as that heartless. Per when Ansem SOD travels back to Young Xehanort, if what you were saying was true then Ansem would then take control of YX's body, but he doesn't he just travels as a heartless or a heart and then transfers his powers to YX which allows YX to travel with the loophole of not having to leave his body.